CLERGY TAX & WITHHOLDING GUIDANCE

Clergy Tax &
Withholding Calculator

Clergy taxes work differently.

Housing allowance, SECA, voluntary withholding, estimated payments, and the minister's dual tax status can make a seemingly simple paycheck surprisingly complicated.

Use the calculator below to estimate your 2026 clergy tax picture and identify areas worth reviewing.

What this calculator can help you estimate:

Federal income tax
Self-employment tax (SECA)
Housing allowance exclusion
Voluntary W-4 withholding
Quarterly estimated tax payments
Potential housing allowance adjustments

PREPARATION CHECKLIST

Before You Begin

It helps to have your compensation information, housing allowance designation, recent pay stub, housing expenses, and last year's tax return nearby.

Most people can complete the calculator in about 10 minutes.

Important

This calculator is for informational and educational purposes and does not constitute legal, tax, or financial advice. Results are estimates based on the information entered and applicable 2026 tax assumptions. Clergy taxation is fact-specific, and you should consult a qualified tax professional before making tax elections or financial decisions.

Clergy Tax Calculator

Enter your details below to estimate your 2026 clergy tax picture.

CLERGYPAY BY SBK (ALPHA)

Clergy payroll is different. Make it automatic.

ClergyPay is a specialized clergy compensation & tax-calculation platform built for churches and payroll/accounting firms. We are currently adding Alpha-testers to the platform.

It models dual-status tax treatment, housing allowance rules, SECA, voluntary withholding, and estimated payments—so ministers and boards can get payroll right (and avoid surprises).